Buying a Home in Virginia

Buying a home is one of the largest purchases of your life. Not only are you choosing your house, and the place in which you will bring up your family, you are most likely investing a large portion of your assets. This can be a little scary but great knowing you have a place to call home.

The more prepared you are at the start, the less overwhelming the buying process will be.

The goal of this page is to provide you with detailed information to assist you in making an intelligent and informed decision.

Remember, if you have any questions about the process, I’m only a phone call or email away!

Home Buyer Resources:

• Home Buyers Handbook – This handbook provides steps and tips for the home buying process from State to Finish.
• Home Buyers Seminar – This is a power point presentation that I use when talking with first time home buyers.
• Custom Home Search – Create your own custom property search.

*Foreclosure Recovery Program

• Eligible Use of Funds: Downpayment and closing cost assistance for the purchase of an existing home from qualified REO portfolios.
• Eligible Borrowers: First-Time or Non-First-Time Homebuyers
• Occupancy Type: Primary Residence
• Maximum Grant Amount: $15,000*
• Minimum Borrower Contribution: $1,000
• Available Areas: Amelia, Caroline, Charles City, Chesterfield, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, King & Queen, King William, New Kent, Powhatan, Prince George, Sussex, Colonial Heights, Hopewell, Petersburg and Richmond City.
• Borrower’s Income Requirements (household size & max. income):
  • 1 – $41,775
  • 2 – $47,745
  • 3 – $53,710
  • 4 – $59,680
  • 5 – $64,450
  • 6 – $69,230
  • 7 - $74,000
  • 8 – $78,780

* Grant is forgivable after 5 years
* Must be used in conjunction with a FHA loan
* Grant funds subject to availability

I would be happy to answer any questions you have and get you in contact with a participating lender. Please feel free to contact me at (804) 683-0395 or click here.